Medicare Supplement Insurance Plans

A Medicare supplement plan (also known as Medigap) is insurance that covers costs that Original Medicare doesn't, like copays, deductibles and coinsurance. It does all this with a steady, predictable, monthly bill that you can budget for. And it can't be cancelled. It will be renewed for as long as you pay your premium on time.

While our Medicare supplement policies don't include a free gym membership, they do offer a discounted gym membership that's good at 10,000+ gyms nationwide¹. Plus, they offer access to additional healthy living perks and discounts.

Our Medicare supplement insurance plans include additional healthy living perks and discounts to help you save on hearing aids, eye exams, glasses, and lenses.

So long as you stay current on your premium payments, you can keep your coverage for life. Your Medicare supplement insurance provider cannot cancel your coverage due to age, health or number of claims (except in cases of materials misrepresentation).

Premiums are regular amounts you pay for coverage. Most people with Medicare supplement insurance policies pay monthly premiums. These premiums can go up over time.

A deductible is a dollar amount you need to pay out of pocket before your coverage begins paying.

Copays are dollar amounts you pay whenever you receive a certain procedure.

Coinsurance is a percentage of the total charge you pay whenever you receive a certain procedure.

You may be eligible for discounts on your Medicare supplement plan based on where you live and other factors. Our discount availability varies by location. In most states, a household discount is available if you reside with another adult or spouse. Additional qualification requirements for this discount vary by state.

You may also be eligible for a discount on dental insurance from Mutual of Omaha Insurance Company. To qualify, apply for dental insurance along with Medicare supplement insurance, or add it within 30 days of applying for Medicare supplement.

No, Medicare supplement insurance plans do not cover prescription drugs. You may consider enrolling in a separate Medicare Part D plan for prescription drug coverage. Learn more about Plan D