Navigating Your Retirement

Learn when you can retire, the retirement ages that affect Social Security and income, and how to decide if you’re financially ready to stop working.

Learn what the maximum Social Security benefit is, how claiming age affects the highest possible payment, and what factors determine whether someone qualifies for the maximum benefit.

Find your Social Security full retirement age by birth year and understand how it affects benefits, income timing, and decisions.

Learn how Social Security benefits are calculated using your highest 35 years of earnings, indexed income, full retirement age and claiming age.