Life Insurance Calculators + Tools You Can Use

Underwritten by United of Omaha Life Insurance Company

08.01.2024 | 5 min read

Life Insurance Calculator

One of the very first steps in choosing a life insurance policy is understanding your needs. Life insurance policy premiums are based on things like income, family size and which benefits you choose. With an easy-to-use, online life insurance calculator you can determine how much life insurance is right for your needs. Use our life insurance calculator to research your coverage needs. Because this calculator focuses on coverage, this estimation tool works for any type of life insurance. So, it doesn’t matter if you need a whole life insurance calculator or a term life insurance calculator. It works for both situations.

Calculate my Life Insurance Needs

Final Expense Calculator

Our Final Expense calculator is a straightforward tool designed to help you assess the amount of life insurance coverage that best suits your family's requirements. It helps with making informed decisions that profoundly impact your family’s financial security in your absence.

This calculator is tailored to reflect your personal situation and preferences, including different end-of-life arrangements such as traditional burial or cremation options. Once you have entered your information, our calculator will present an estimate of the coverage amount that might be appropriate for your circumstances.

Calculate my Final Expenses

More Life Insurance Tools

After calculating your life insurance needs, you may want to compare policies by getting an online quote or you may wish to work with an agent. The resources listed below are where you can find these life insurance tools.

Getting a Free Life Insurance Quote

You can usually get a life insurance quote online for free in a matter of minutes. Based on the type of policy as well as your financial needs and personal health, an online quote can give you an estimate of what a life insurance policy may cost each month.

Getting a quote does not mean you have to buy anything. Feel free to try as many options as you want to explore different situations and scenarios. This exploration can be an important part of the decision process. You may choose to get quotes on multiple types of policies to find one that is cost-effective, though reliability and personal service can also be important factors to consider in addition to pricing.

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Life Insurance policies are underwritten by United of Omaha Life Insurance Company, 3300 Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is licensed nationwide except in New York and does not solicit business in New York. In New York, Companion Life Insurance Company, Melville, NY 11747 underwrites life insurance and annuities. Policy form ICC18L198P. In FL, D787LFL19P; in NY, 1002Y-0119. Each company is responsible for its own financial and contractual obligations.